Sector finances remain strong, as social landlords continue to face new risks and challenges stemming from COVID-19


15 September 2020

Scotland’s social housing sector finances have remained strong, but social landlords continue to face new risks and challenges from COVID-19. This is the key message of today’s speech by the Scottish Housing Regulator at today’s Social Housing virtual conference.  

In a wide ranging speech, Ian Brennan, Director of Regulation, outlined some of the key challenges for social landlords including keeping rents affordable for tenants and service users, providing secure homes for people who need them, and continuing to work to keep tenants and residents safe.

Ian said: “We recognise and acknowledge the efforts that landlords have made to continue to serve tenants and residents during the national emergency. And our ongoing analysis shows that sector finance remain strong. But, new challenges remain ahead.”

“We recognise concerns that tenants are raising around rent affordability and this will be taken into account in our forthcoming risk assessment.”

“We recognise the scale of the issues facing landlords in dealing with the needs of people who are or may become homeless and we will consider this in our risk assessment.

“We know that landlords are looking closely at tenant and resident safety in the context of COVID-19 and we will engage as appropriate on this.

"Sector finances have remained strong throughout the pandemic but we will engage with individual landlords where we feel that we need more information to understand how the pandemic is impacting upon financial health.

“We have published advisory guidance on business planning through the pandemic and we welcome feedback from landlords on the usefulness of this guidance.

“We are grateful to landlords and representative bodies for the candour and realism that they have shown in dealing with the issues so far and we look forward to working with them to ensure a successful and sustainable future for tenants, residents and landlords.”

Read Ian's full speech here.

Notes to editors

  1. The Scottish Housing Regulator was established on 1 April 2011 under the Housing (Scotland) Act 2010. Its objective is to safeguard and promote the interests of tenants and others who use local authority and RSL housing services. The Regulator operates independently of Scottish Ministers and is accountable directly to the Scottish Parliament. It assumed its full regulatory responsibilities on 1 April 2012. The Regulator consists of the Chair and seven Board members. More information about the Regulator can be found on its website at
  2. SHR sets out how it regulates social landlords in its published framework – Regulation of Social Housing in Scotland.


Tracy Davren Communications Manager