Engagement plan from 9 April 2021 to 31 March 2022

Landlord name

Cloch Housing Association Ltd

Publication date

09 April 2021

Regulatory status


The RSL meets regulatory requirements, including the Standards of Governance and Financial Management.

Why we are engaging with Cloch

We are engaging with Cloch about its organisational change.


COVID-19 has significantly impacted the services provided by social landlords in 2020 and will continue to influence how services are provided in 2021.  We will continue to monitor, assess and report upon how each landlord is responding and we will keep our regulatory engagement under review so that we can continue to respond to the challenges of COVID-19.


Until 1 April 2021 Cloch was a subsidiary of Oak Tree Housing Association Ltd (Oak Tree).  Following engagement with its tenants Cloch decided to become an independent organisation. We have been engaging with Cloch as it took steps to prepare for independence from Oak Tree.  We will continue to engage with Cloch as it implements the planned changes to the organisation. 


What Cloch must do

Cloch must:

  • continue to provide us with assurance about the implementation of its planned organisational changes.


What we will do

We will:

  • liaise with Cloch as it implements its planned organisational change; and
  • update our published engagement plan in light of any material change to our planned engagement with Cloch.


Regulatory returns

Cloch must provide us with the following annual regulatory returns and alert us to notifiable events as appropriate:

  • Annual Assurance Statement;
  • audited financial statements and external auditor’s management letter;
  • loan portfolio return;
  • five year financial projections; and
  • Annual Return on the Charter.


It should also notify us of any material changes to its Annual Assurance Statement, and any tenant and resident safety matter which has been reported to or is being investigated by the Health and Safety Executive or reports from regulatory or statutory authorities or insurance providers, relating to safety concerns.

Our lead officer for Cloch Housing Association Ltd is:

John Jellema

Regulation Manager

Buchanan House
58 Port Dundas Road
G4 0HF

0141 242 5888