What our Loan Portfolio Report 2026 means for tenants

RSLs continue to have access to funding to maintain existing homes and build new affordable homes.
The majority of new borrowing is being used to fund new housing. while access to finance also helps RSLs pay for repairs, improvements, safety work and better energy efficiency.
When RSLs can borrow at a lower cost, more of the rent they receive can be spent on homes and services for tenants rather than on interest payments.