Engagement plan from 31 March 2021 to 30 March 2022

Landlord name

Cadder Housing Association Ltd

Publication date

31 March 2021

Regulatory status


The RSL meets regulatory requirements, including the Standards of Governance and Financial Management.

Why we are engaging with Cadder

We are engaging with Cadder about its governance and financial management.

COVID-19 has significantly impacted the services provided by social landlords in 2020 and will continue to influence how services are provided in 2021. We will continue to monitor, assess and report upon how each landlord is responding and we will keep our regulatory engagement under review so that we can continue to respond to the challenges of COVID-19.

Cadder identified governance weaknesses following an independent investigation. It commissioned further independent support to develop an improvement plan to implement the recommendations of the investigation and to ensure compliance with the Regulatory Standards of Governance and Financial Management (the Regulatory Standards). Cadder has made significant progress in completing its improvement plan and is continuing to working openly and constructively with us as it takes the remaining work forward.

In financial management Cadder is making changes to its business operations following a wide-ranging review. This includes a staff restructure and changes to how its community centre is managed and operated.

We are seeking assurance that Cadder is making the necessary improvements to maintain its compliance with Regulatory Standards.

What Cadder must do

Cadder must:

  • update us on progress with the implementation of its improvement plan; and
  • keep us up to date with the outcome of the changes to its business operations including its community centre.

What we will do

We will:

  • liaise with Cadder to monitor progress with the implementation of its improvement plans;
  • meet the governing body as required to discuss its progress; and
  • update our published engagement plan in light of any material change to our planned engagement with Cadder.

Regulatory returns

Cadder must provide us with the following annual regulatory returns and alert us to notifiable events as appropriate:

  • Annual Assurance Statement;
  • audited financial statements and external auditor’s management letter;
  • loan portfolio return;
  • five year financial projections; and
  • Annual Return on the Charter.

It should also notify us of any material changes to its Annual Assurance Statement, and any tenant and resident safety matter which has been reported to or is being investigated by the Health and Safety Executive or reports from regulatory or statutory authorities or insurance providers, relating to safety concerns.

Our lead officer for Cadder Housing Association Ltd is:

John Jellema

Regulation Manager

Buchanan House
58 Port Dundas Road
G4 0HF

0141 242 5888